Since the dawn of time, attempted to defraud his neighbor, near or far, have always existed. And this is even more true with today’s technology, the fraudsters operate with strategies that are more subtle, thanks to the masses of personal information that we share without withholding on social media and accounts poorly protected passwords vulnerable.
According to the recommendations of prevention of the credit-card company Visa, the scammers have information, such as :
- the shops that you attend,
- the banks with which you do business, and
- the online services to which you subscribe.
This is why people sometimes receive calls or messages from online fraudsters who take advantage of situations like those we are experiencing currently.
Take advantage of the pandemic
According to Visa, which reports the information of the american secret services, ” the cybercriminals are also taking advantage of the fear, the curiosity and confidence so that communities respond to the spread of the coronavirus (COVID-19) by pretending to be medical organizations or non-profit legitimate to steal your sensitive information “.
The types of scams digital
On his page, Visa details the five the most common ways used by fraudsters to rip you off and the warning signs to watch for.
Phishing by e-mail
- The errors of grammar and spelling in the subject line and in the body of the message;
- A false deadline that threatens to suspend your account to bring down your reflexes caution;
- The email address of the sender is not aligned with the organization;
- No contact information;
- A suspicious request such as that require your personal information;
- Suspicious links that it is absolutely necessary to avoid click. Stuff on computer : without clicking, place the cursor over the link in question to preview it. There is a strong chance that it has nothing to do with the organization of which it is made pass.
Phishing by text message
- A link instead of a telephone number;
- The phone number of the transmitter has too many digits;
- No mention of the banking institution or of any other information;
- The message requires you to connect online on the website of your bank to verify a transaction, to enter your PIN or CVV code.
Phishing on the Web site
- The Web page does not look like the original page to which you are accustomed;
- A pop-up window asks you to enter your account data;
- HTML links do not match with the site.
Phishing via social media
- A request to” friend ” a person you do not know;
- A message asking you to click on a link that asks for personal information.
The language barrier
Because of the language, the phishing phone is more rare among us. This form of phishing involves greater means that, in order to be profitable, must access a very large market such as the 330 million people of our great neighbor.
As for the writing, the French forces any thief to keyboard to translate from another language – often in English – their tactics illegal.
And translate is not enough, it takes more to adapt their tactics to the environment, banking, government, and social. But be careful, if the errors were blatant and rude a few years ago, they are less and less after the last few attempts that I have ever personally seen in my e-mails.
Why he should not use his debit card
Tips to avoid leaving traces on the Internet and Google
Avoid falling into the traps
E-mails to denounce scams :
Visa : email@example.com
Videotron : firstname.lastname@example.org
Bell : email@example.com